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Simply The Best Loans » General Commentary

Archive for the 'General Commentary' Category

Irritating Charges and Fees….Read the Fine Print

Sunday, June 27th, 2010

I just read an article about the most irritating surcharges and fees.  No matter what your financial condition is, I recommend that you read your mail carefully.  Lenders, creditors and other services providers are looking for ways to make more money during these trying economic times and charging additional fees is an easy way to do it.  Airlines started charging to check your bags, some credit card companies are charging a fee if you don’t use your card often enough, banks and credit unions are charging addditional fees for account services.  Most companies include an announcement of changes to their fees schedules on your monthly statements but you have to look for it.  If you are just opening your mail without doing more than checking your balance or payment due and sending it off without reading the statement detail, it could end up costing you.  Requirements for ‘opting in’ or ‘opting out’ of certain programs or services can also end up costing you if you don’t take action within the required time frames.  So, bottom line, watch your accounts closely and read your statements carefully. 

Tax Credit Extension…Who Qualifies Now?

Saturday, February 6th, 2010

Watch HVCC Petition Presentation Video!!!

Friday, November 27th, 2009

Last Chance??? Rates at 5% and $8000 Tax Credit Expires 12/1/09

Thursday, October 8th, 2009

Another Wave of Refinances? A Warning to Rate Shoppers!

Sunday, October 4th, 2009

Hikes in Your Credit Card Rate? What You Can Do!

Saturday, October 3rd, 2009

Consumers Need To “SPEAK UP” More Often

Friday, October 2nd, 2009

Mortgage Modifications Can Hurt Rather than Help Strapped Homeowners!

Sunday, September 20th, 2009

$8000 First-Time Buyer Tax Credit–Time is Running Out!

Saturday, September 19th, 2009

Fannie Changes Make Borrowing Harder

Monday, September 14th, 2009